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Buy life insurance online

EmmaLife is your personal pension companion, enabling you to buy life insurance online in a self-determined way and with a good feeling.

Our insurances

EmmaLife's life insurance policies. For a carefree future.

From CHF 9.40 per month

Life insurance

For financial security of loved ones in the event of death.

Regardless of whether it is for a life or business partner, to secure family and children or to cover a mortgage. Our term life insurance is the best precautionary protection from unexpected financial burdens.

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Invalidity insurance

For a secure income in the event of an accident or illness.

Anyone who remains unable to work or becomes disabled due to illness or an accident can run into financial difficulties. Secure your income now in the event of disability - and guarantee your family financial security.

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Your advantages

With EmmaLife - Switzerland's online life insurance.

  • 100% digital
    In a few minutes you can determine your needs and complete your application online.
  • Cancellation is possible annually
    You can cancel your policy at any time on the next possible renewal date. Without explanation.
  • Individually insured
    With CHF 600,000, EmmaLife offers you the highest sum insured that is offered online in Switzerland.
  • Personal advice
    If you have any questions, we are always there for you via chat, email or phone.
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The best of two worlds

Innovation and competence: A startup’s creativity combined with Pax insurance’s experience.

Your digital assistant

EmmaLife offers a prevention platform for any life situation. Thanks to new ideas, digital processes and the willingness to approach insurances in a new way, we are able to offer fair products. Our credo is to offer individually tailored products at unbeatable prices.

The strong partner

With Pax in the background, you as an EmmaLife customer profit from the competence of an established and financially strong market leader. Pax is organised as a cooperative. This means it belongs to its customers and is solely obliged and committed to safeguard all members’ (customers’) financial security.

What our customers say

But don't take our word for it. Convince yourself. (Reviews in original language)


More questions?

Our insurance experts will be happy to provide you with information.

The EmmaLife Blog

How much does a child cost? How do you save taxes on old-age provision? You can find articles on these and many other topics on our blog.